title

个人住房商业性贷款利率及万元还本息金额表 单位:元 

（从2002年2月21日起开始执行）  

年份

月数

月利率(‰)

年利率(%)

月还款额

本息总额

总利息

1

12

3.975

4.77

到期一次
还本付息

10477.00000
477.00000

2

24

 3.975 4.77
437.68458
10504.42998
504.42998

3

36

 3.975 4.77
298.67741
10752.38692
752.38692

4

48

 3.975 4.77
229.25251
11004.12064
1004.12064

5

60

 3.975 4.77
187.66042
11259.62516
1259.62516

6

72

4.2

5.04
161.23494
11608.91538
1608.91538

7

84

4.2

5.04
141.52712
11888.27813
1888.27813

8

96

 4.2 5.04
126.78972
12171.81346
2171.81346

9

108

 4.2 5.04
115.36579
12459.50561
2459.50561

10

120

 4.2 5.04
106.26114
12751.33682
2751.33682

11

132

 4.2 5.04
98.84309
13047.28733
3047.28733

12

144

 4.2 5.04
92.68983
13347.33542
3347.33542

13

156

 4.2 5.04
87.50934
13651.45749
3651.45749

14

168

 4.2 5.04
83.09302
13959.62804
3959.62804

15

180

 4.2 5.04
79.28789
14271.81976
4271.81976

16

192

 4.2 5.04
75.97919
14588.00356
4588.00356

17

204

 4.2 5.04
73.07916
14908.14861
4908.14861

18

216

 4.2 5.04
70.51955
15232.22240
5232.22240

19

228

 4.2 5.04
68.24645
15560.19083
5560.19083

20

240

 4.2 5.04
66.21647
15892.01818
5892.01818
21 252 4.2 5.04
64.39550
16227.66726
6227.66726
22 264 4.2 5.04
62.75416
16567.09941
6567.09941
23 276 4.2 5.04
61.26911
16910.27460
6910.27460
24 288 4.2 5.04
59.92066
17257.15145
7257.15145
25 300 4.2 5.04
58.69229
17607.68735
7607.68735
26 312 4.2 5.04
57.57000
17961.83848
7961.83848
27 324 4.2 5.04
56.54185
18319.55988
8319.55988
28 336 4.2 5.04
55.59764
18680.80555
8680.80555
29 348 4.2 5.04
54.72853
19045.52848
9045.52848
30 360 4.2 5.04
53.92689
19413.68075
9413.68075

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